With a career in financial services of over 39 years in banking and financial planning, Ray joined Elders Financial Planning in 2008. He holds a Diploma in Financial Services and an Advanced Diploma of Financial Planning. Ray is also a Justice of the Peace in NSW.

As an Authorised Representative, Ray believes in helping his clients build a comprehensive program to make the most of their earning potential during their working years, as well as helping them with their retirement planning, superannuation, managed investments and estate planning needs. He achieves this by striving to providing quality advice, personalised service and practical ideas to deliver superior solutions

Financial Services Guide (Part 2)
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